Latest Posts
Buy Now, Pay Later. What Could Go Wrong?
When shopping online and off, have you noticed a payment option that allows you to pay over time? These options are offered by companies such as AfterPay, Affirm, Klarna, Paypal, Sezzle, and Zip (previously QuadPay).
The Height of Credit Repair Pyramid Schemes
The ancient pyramids were built thousands of years ago. And while scammer pyramids aren't that old, they can be just as fascinating.
What to Do when an Appliance Breaks Down?
This video guides you through the process of what to do with a broken appliance. Do you need an extended warranty? Probably not.
Teen Bubbles Are Bursting with Scam Opportunities
What is surprising is that well-known social media companies knowingly promote content to minors, leaving them vulnerable to topics and people that could harm them physically, emotionally, and financially.
How Retailers Trick You?
Consumer psychologists help retailers to boost sales. But that's targeting you and your pocketbook... Put a stop to it now!
Tips for Smart Food Shopping
Food. It's one of the necessities of life. Yet, keeping you and your family fed can take a large portion of your budget. The following tips can help you get more for your money no matter what's happening with food prices.
Why Make Cents

Established in 1934 as Tulsa Teachers Credit Union, TTCU Federal Credit Union is the second largest credit union in Oklahoma. As a not-for-profit organization, our financial success is returned to our membership in the form of low-rate loans, high-rate savings accounts and education.
With programs like Make Cents we help you make wise financial decisions: TTCU's financial well-being is linked closely to your financial well-being: when you prosper financially, we prosper. And since TTCU is not-for-profit and owned by you, our prosperity translates into money and benefits for you.
Academy
FoolProof Academy: For Middle/High Schools
Up to 22 hours of free, online, video-driven, self-grading financial literacy instruction. And young people do all the teaching. You can use one "module" or you can use the entire curriculum.
FoolProof Solo: For College or Individuals
Like it or not, money and credit are ruling a big part of your life. Whatever your situation, Solo helps you safely navigate the free enterprise system. Navigate the system right, and your odds of succeeding in life go straight up.
FoolProof Homeschool: For Parents & Kids
FoolProof for Parents is a great tool for kids to get ahead in life and works perfect as a tool for homeschooling.