They can be. But according to trusted sources, you can experience real issues using credit score apps, too. From hidden fees to wrong scores, and li…

Are you ever in trouble with money? Ever have the feeling you can't get out of it? Well, you're not alone. Young people born between 1980 and 2000 (Mi…

We've all seen ads from companies that want to help you improve your credit score or to repair your credit. And there are scammers who use this type o…

Owning a home is the American Dream. In fact, most renters in a recent survey indicated that they'd like to buy a home. But the combination of tighten…

You need a new vehicle, but your credit is spotty or bad. Can you afford to buy a reliable car or truck? Can you get a loan at reasonable rates? Can y…

Credit card issuers periodically review accounts to determine if a customer's credit worthiness has changed. That review can result in a decrease or i…

If you can't make your car payments on time, you may be at risk of getting your car being taken away, or "repossessed". It won’t be a fun ride, gu…

The information in your credit report affects many aspects of your financial well-being. It informs your credit score, which affects your ability to b…

Creditworthiness Your "creditworthiness" is the single most important factor financial institutions look at when deciding whether to grant you a loan…

Errors in the information on your credit reports can hurt your financial and personal life. Errors can lower your credit score, resulting in paying hi…

Credit scores are important to our financial life. These scores are used to determine if you are a good risk for credit cards, car loans, and mortgage…

Your credit score has a major impact on many facets of your life. For instance, it shows how "trustworthy" you are to borrowers. Watch this video t…

Here's how your credit card can impact your credit score, and how your score impacts your life.

If you fear you have bad or hurt credit, chances are, you're being preyed on, too! Scammers will try to get you to believe they can make your credit…

Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the …

How many credit scores do you have? You might think that the answer to this question is one, but the answer is multiple. Credit scores are used to pre…

Are bad credit and loans a good combo? If you fall for marketing gimmicks around bad credit and loans, you’ll be throwing away a ton of your hard…

Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.

It was about 15 years ago. I left my purse in my car, hidden by the sun shade and with the doors locked. I was at my mom's and was only going to be in…

I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…